Group of friends laughing.

Business Checking


Questions?
Toggle Phone Information
Toggle Location Information
To apply for a business checking account, visit one of our convenient banking locations. 
 
Since 1909, Armstrong Bank has provided exceptional customer service to Oklahoma businesses, and we brought our family-oriented banking tradition to Arkansas in 2015. We are proud to serve businesses of all sizes and all industries. Whatever your financial goals, we can help you reach them with convenient and rewarding checking account options. Whether you’re looking for simplicity with our Small Business or Commercial Business accounts or high returns with our Investment or Money Managers accounts, we can help you find the best fit. We have a heart to serve the needs of our communities and also offer checking accounts specifically for Non-Profit Organizations.

There's more!
All of our accounts include FREE:


Small Business


  • $100 to open
  • No monthly service charge
  • 200 free transactions* - $0.25 per transaction above 200
  • Unlimited electronic transactions
  • All Business Solutions products available

*Transactions include checks, deposits, and deposited items; electronic items are not counted as transactions.


Commercial Business


  • $100 to open
  • $8.00 monthly service charge*
  • $0.20 per check written-$0.25 per paper deposit-$0.06 per paper item deposit
  • Unlimited electronic transactions
  • All Business Solutions products available



Non-Profit Organization


  • $100 to open with unlimited transactions
  • No monthly service charge - limit one account per group
  • No transaction fees
  • All Business Solutions products available

Investment Checking


  • $1,000 to open
  • Earns interest
  • $6.00 monthly service charge
  • 100 free transactions* - $0.20 per transaction above 100
  • Unlimited electronic transactions
  • All Business Solutions products available
*Transactions include checks, deposits, and deposited items; electronic items are not counted as transactions.

Money Manager


  • $2,500 to open
  • Earns interest
  • No monthly service charge if balance is above $2,500
  • If balance falls below $2,500, $7.95 monthly fee
  • Transaction limits apply
  • All Business Solutions products available







 SMALL BUSINESS CHECKING COMMERCIAL BUSINESS NON-PROFIT ORGANIZATION INVESTMENT CHECKING MONEY MANAGERS
Minimum opening balance $100 $100 $100 $1,000 $2,500
Minimum balance to avoid a service charge - - - - $2,500
Service charge No monthly service charge $8 monthly - Earnings credit applied toward average collected balance** No monthly service charge. Limit one account per group. $6 monthly No monthly service charge. $7.95 if balance is below $2,500
Transaction fees* 200 free transactions. $0.25 per transaction exceeding 200 $0.20 per check written, $0.25 per paper deposit, $0.06 per paper item deposit - 100 free transactions. $0.20 per transaction above 100 Transaction limits apply
Unlimited electronic transactions Checkmark in blue circle Checkmark in blue circle Checkmark in blue circle Checkmark in blue circle
Earns interest


Checkmark in blue circle Checkmark in blue circle
Checks Deluxe Business Advantage Options Deluxe Business Advantage Options Deluxe Business Advantage Options Deluxe Business Advantage Options Deluxe Business Advantage Options
Access to Treasury Management products Checkmark in blue circle Checkmark in blue circle Checkmark in blue circle Checkmark in blue circle Checkmark in blue circle
*Transactions include checks, deposits, and deposited items; electronic items are not counted as transactions.

**A Bank administered earnings credit rate will be applied to the investable balance to offset the monthly service fee.

Overdrawn balances will be charged at a rate of 10% above the current prime rate posted in the Wall Street Journal.